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1 paytm wallet app PayTime provides you access to its online service (the “Service”) on www.mobillpays.com (the “PayTime Website”) and the related PayTime software on your mobile device or other computing device. The Service is a social networking based suite of integrated mobile and web applications that allow partner Advertisers to provide Users with offers (“Opportunities”) to earn credits that are redeemable for cash if they perform specified tasks or comply with certain requirements set forth in such Offers. Your use of the Service is subject to your acceptance of and compliance with these terms of service (the “Terms of Service” or the “Agreement”). If you do not agree to these Terms of Service, please do not use the Service. These Terms of Service shall apply to all transactions conducted through the Service.